Named as one of the most influential people in banking and a top 5 Fintech influencer to follow, Jim Marous is an internationally recognized financial industry strategist, co-publisher of The Financial Brand and the owner and publisher of the Digital Banking Report. Marous advises on innovation, portfolio growth, customer experience, marketing strategies, channel distribution, payments and digital transformation within the financial services industry. As a sought after industry speaker, author and recognized authority on disruption in the financial services industry, Marous has been featured by CNBC, CNN, The Wall Street Journal, New York Times, The Financial Times, The Economist, The American Banker, Accenture and Forbes and has spoken to audiences worldwide. Jim has also advised the White House on banking policy and is a regular contributor and guest host for the Breaking Banks radio show on Voice America. He can be followed on Twitter and LinkedIn.

A passionate transformation and innovation addict, Maurice is the mastermind behind Novathon and its journey across the ISP banks. He has spent the last 15 years, taking care of the transformation of customer-facing channels in Intesa Sanpaolo, firstly for the Italian market and then in the International Subsidiary Banks Division. He leads the digital transformation process in all the subsidiary banks ecosystem of Intesa Sanpaolo, defining and implementing the strategic path of the transition from a "traditional" bank environment to an up-to-date, modern environment able not only to cope with technological and innovation changes, but also to exploit those changes for creating a competitive advantage. Currently, he’s responsible for drawing and delivering the digital transformation strategy in the Subsidiary Banks’ network of Intesa Sanpaolo, reshaping and transforming the banks’ customer-facing channels across all segments and all touch (trust) points of the banks. He is present on the industry conferences, sharing his point of view and experience on the digital transformation journeys, evolving banking industry, digital strategy and customer experience.

Dr. Pál Simák obtained his graduate degree from the Applied Sciences program of the University of Toronto. In 1999 he also obtained a PhD in Toronto. He obtained a certification in entrepreneurial and retail business management from the Technology and Business Management Center of the University in 1997, and a year later he was appointed financial risk manager at the Global Association of Risk Managers. In 1999-2000 he worked for Royal Bank of Canada within the risk policy group. He worked as a partner of McKinsey & Company in Budapest and Eastern Europe between 2000 and 2008. In 2008 he joined MKB Bank Zrt., where first he worked as Deputy CEO, and then from March 2012 as Chairman and CEO. From April 2014 he is Chairman and CEO of CIB Bank, part of the Intesa Sanpaolo Group.

Head of the International Subsidiary Banks Division since 1 January 2019. She graduated ‘cum laude’ in Economics at the Bocconi University in 1989. Before graduation, she spent a semester at the New York University and then began her working experience in the credit department of the Italian branch of a US commercial bank. After graduation, she worked in advisory and corporate finance in a consultancy firm and then in a UK investment bank. In 1994, she joined the Group as a Senior Investment Manager for the Merchant Banking Department of Mediocredito Lombardo and then within the Private Equity Department of IntesaBci. In 2002, she was appointed Head of Corporate Development in the Shareholdings Department of Banca Intesa. From 2007 to 2014, within the General Secretariat of the Intesa Sanpaolo Supervisory Board, she was Head of the Unit with planning and technical support functions to the Board and its Committees (Strategy Committee, Remuneration Committee, Financial Statements Committee, Related Party Transactions Committee, Control Committee, Supervisory Body ex D.Lgs. 231/01). In 2015, she became Head of the M&A Department of Intesa Sanpaolo and, in this role, she completed a number of extraordinary transactions, disposals and acquisitions relating to banks, financial and operating companies in Italy and abroad. In 2018, she broadened her responsibility as Head of the Shareholdings Department. Over the years, she has been a Board Director of a number of companies of the Group engaged in leasing, consumer finance and banking.

Éva Hegedüs graduated at the Budapest University of Economics. She began her professional career at a consulting firm, then as Deputy Secretary of State at the Ministry of Finance and later at the Ministry of Economic Affairs. From 1997 she was Deputy CEO of Land and Mortgage Bank (FHB Rt.), and from 2002 she was Head of Retail at OTP Bank and Chairperson of OTP LTP. She is currently the Chairperson and CEO of GRANIT Bank and its largest private investor. In addition, she is a member of the Board of the Hungarian Banking Association and the Secretary General of the Hungarian Economic Association.

Andrea is the General Manager for Italy of N26, the first bank which has launched the Mobile Banking completely on smartphone. A global citizen, Andrea has passed the last years between Europe, North America, South America and Asia. He joined N26, after working in the consultancy for 14 years, 11 of which for the Brain & Company, covering the role of Principal, with a special focus on the Financial Sector and Top Management Advisor. Andrea has a huge expertise about banking key points as: Customer Experience, Digital Transformation, Performance Improvement, Agile Organizational Models and Business Technology. He has worked for more than 10 banks and insurance companies at regional, national and global level. During the last 4 years he has lived in New York where he has been a Leader of Brain & Company’s Practice Banking and where he has developed passion and expertise for the Fintech World. In his free time Andrea is a passionate Kitesurf instructor.

Laszlo Wolf supervises the corporate business of OTP Bank Plc including: treasury; SME and large corporations, project and agricultural financing, loans and syndications; and financial institutions and acquisitions.After graduating at the University of Economics in Budapest in 1983, he started his banking carrier at the Central Bank of Hungary in different positions. In 1991 he was managing director and the head of treasury in BNP-KH-Dresdner Bank in Budapest. In 1993 he joined OTP Bank as a managing director of treasury. Since 1994 he has held his present position as head of the commercial banking division. OTP Bank started its international expansion in 2001 under the supervision of Mr. Wolf, by entering the Slovakian market, followed by successful acquisitions in Bulgaria, Croatia, Montenegro, Russia, Serbia, Romania, Ukraine and Albania. He is a member of the board of OTP Bank, president of the board of directors of OTP Banka, Serbia, member of the supervisory board of DSK Bank, Bulgaria and vice president of the Confederation of Hungarian Employers. Speaks English and German.

György Zolnai has been heading Raiffeisen Bank since 2017. Mr. Zolnai has a wealth of international leadership experience in the banking and financial industry: during his career he was CEO of banks for more than 10 years in several countries in CEE . He received a master's degree in Mathematics from Cambridge University, England and an MBA from INSEAD in France. In addition to his native Hungarian, he speaks English, German and Russian.

David Moucheron is the CEO of K&H Bank since 1 May 2017. He graduated with a Master’s Degree in Law from the Université Catholique de Louvain, Belgium, holds a Master’s Degree in Tax Law from EHSAL and a LL.M. from Columbia Law School. He started his career as an attorney at Linklaters. In 2000 he joined McKinsey & Company as a Management Consultant. In 2006 he became member of the Management Committee of Fortis Retail Banking (now BNP Paribas Fortis), and was later appointed Secretary General of the Group Executive Committee and Chief of Staff of Fortis Group. He was appointed CEO of the Belgian Post Bank in 2009. In 2015 he joined the KBC Group as CEO of CBC Banque.

Mr. Márton Nagy has been Deputy Governor of Monetary Policy, Financial Stability and Lending Incentives of the Magyar Nemzeti Bank (Central Bank of Hungary) since September 2015. He is a member of the Monetary Council and the Financial Stability Board. He is the Chairman of the Financial Section at the Hungarian Economic Association. He earned his degree in economics at Corvinus University of Budapest in 1999. Between 1998 and 2000, Mr. Nagy worked as an analyst at the Government Debt Management Agency. He joined the MNB team in 2002. In 2014, he received the Popovics Sandor award, the accolade that can be given to emerging and hopeful professionals under the age of forty. His professional activity is mainly focused on the easing of SME’s financing difficulties and the solution of households’ foreign currency issues.

Graduate of Gdansk University and Kozminski University in Warsaw. Jakub has started his career in the financial industry in 2000 with UniCredit Group, where he rose to the position of card business head. He subsequently worked for Citigroup and Mastercard. Most recently, he was responsible for the digital channels of PKO Bank Polski, including mobile and internet banking as well as product sales in digital. He also served on the supervisory boards of eService, Polski Standard Płatności and ZenCard. Jakub joined Visa in March 2018 as Head of Product for Central Eastern Europe cluster, responsible for both core and innovative products, including debit and credit cards, tokenization, loyalty and transit.

Espen Tranoy was born in Oslo in 1957. He is a graduate in Human Resources and IT from Oslo Business School.Tranoy began his career in 1980 as a Technology Adviser in the Norwegian Union of Bank Employees and served on various interbank and employee and employer committees. In 1985, he joined Christiania Bank & Kreditkasse (Nordea Group) where he was appointed Head of card payments. During his tenure, he was responsible for the ATM fast track installation project, VISA Business Card launch, introduction of the first chip cards in the Norwegian market, and worked on the establishment of BankAxept, the Norwegian domestic brand and processing. In 1991, Tranoy joined the consultant company Enator before starting his own consulting company Cartago Consulting where he advised most Scandinavian banks on card issuing, bank automation and strategy. In 2000, Tranoy was co-founder of EuroProcessing International, a card payments processor, and as Regional Manager Central and Eastern Europe, he oversaw the growth from one country to 13 countries in the region, before First Data acquired the company in 2005. Since joining First Data, he has been Business Development Director for Central Eastern Europe, Regional Manager Nordics and worked on M&A. He was Business Lead on the acquisition by First Data of Polcard and Amex Merchant acquiring in Poland as well as driving the sale of former APSS to SIX Payments in Austria. In 2011, Tranoy was appointed Managing Director of First Data Hellas, and in 2017 he became Senior Vice President Global Financial Services in EMEA with responsibility for Germany, Poland, Baltics, CEESEE and Greece. From 2016 to 2018, he was Chairman of the Board of AIB Merchant Services Ireland. Following the acquisition of First Data Hellas by SIA in October 2018, Tranoy is Managing Director of New SIA Greece and Regional Manager Central Southern Europe Region of SIA, with the objective of coordinating the Group’s sales activities for financial institutions, companies and the public sector in the region.

Board Member of EFMA, Neva Fintures, Destination Italia.Andrea assumed several responsibility in Pricing, Customer Relationship Management and Planning and Control, in financial institutions and in consulting firms.He has a scientific education, degree in Information Science and Masters in Business Administration, both with honors.

Pietro Scarpino is an NTT Data Senior Manager – Head of Internet of Things, Virtual Reality and Artificial Intelligence Service Line.He works on anticipating trends and needs, supporting international business around leading edge technologies in collaboration with all NTT Data operating companies. Member of NTT Data Global Artificial Intelligence Centre of Excellence, manages NTT Data Italy R&D Centre with a specific focus on Artificial Intelligence, Internet of Things, Virtual Reality and IT Optimization. He collaborates actively with many important universities and startups in Italy and with the MIT Media Labs in Boston

Andrew Gerber studied at the University in Durham, in the UK. He started his career at Bain and Company working in Australia, Sweden and the UK. From 2004 Mr. Gerber held various positions in the UK banking sector with a strong background in secured and unsecured lending. Immediately prior to joining MONETA Money Bank, he spent 5 years in Romania with Banca Comerciala Romana, where he worked as Senior Executive Director for Retail Products and Segments, responsible for the performance and strategic development of the retail and small business franchises of the bank. Mr. Gerber joined Moneta in July 2016 as Chief Products & Marketing Officer and is responsible for the development of the Moneta’s retail and small business propositions, its digital strategy and marketing activities including customer value management.

After an M.A. in Engineering at the Politecnico di Torino, Massimo started his career at Sanpaolo IMI. He then studied for a year at San Diego University in California before moving to Accenture and later to Oliver Wyman as Partner in charge of their Retail Banking practice in Italy. In 2012, he moved back to Intesa Sanpaolo (ISP) and worked directly in the CEO staff, where he was personally responsible for overseeing the transformation program of the Retail Banking Division. Massimo Tessitore has been in charge of the Multichannel and Mobile from November 2014 until September 2019, focusing on the integration of the digital and customer experience, especially regarding mobile payments. From October 2019, Massimo has become Head of Digital Business Partner BdT, Private, Retail Products and Digital Channels, extending his previous role by focusing not only on the Retail Banking Division but at Group level initiatives, while also managing the Open Banking program.

Matteo has over 20 years of expertise and deep connections amongst global banks executives, startups and investors. One of the most recognised faces in FinTechglobally with plenty of accolades; Matteo is Italian by birth, but its truly a global executive, conducting business in Italian, English, French and Spanish. He holds an University degree in Computer Science (University of Genova) and a Post graduate in Financial Transactions (Solvay Business School). Matteo spent 13 years as a key executive of SWIFT, Where he held various positions from sales to global account management. In 2007, he founded swiftcommunity.net. This was built on top of the experience accumulated from designing italiansonline.net, the world largest Italian expat portal that came to life in 2003, way before Facebook was born, In 2008, he Co- Founded Innotribe, the innovation arm of SWIFT. This is where Matteo launched the Innotribe Startup Challenge, the first global challenge for FinTechentrepreneurs, as well as the Enablers group, a cross industry group mentoring Innotribe and SWIFT on strategy and financial trends. Matteo was also an investor andPartner in SBT Venture Capital( 2013-15) one of the first funds (100m USD) solely dedicated to FinTech investment (Series A). Financial News has nominated( 2014-16) Matteo as one of the “40 most influential FinTech executives in Europe” and Bank Innovation named him one of the “30 Innovators to watch shaping the industry” in 2014.From 2015-17, Matteo was a Senior Advisor for Omidyar Network, the organisation founded by Pierre Omidyar (eBay founder) investing globally in the FinancialInclusion & Digital Identity Division. In 2015, Matteo created and Co-founded www.FinTechStage.com, a platform for Investors, Innovators and start-ups to foster FinTech innovation globally.

Robin von Hein is founder and CEO of the simplesurance group, which is based in Berlin since 2012 and has an office in Tokyo. Only seven years later, Robin and his company are among the most successful companies in Germany. In 2018 & 2019, simplesurance was awarded as best eCommerce Insurance at the BankingCheck and eKomi Awards, honoring outstanding customer care process. 2016 simplesurance won the prize as the best insurtech startup in Silicon Valley. The German economy magazine Capital counts Robin to the Top 40 under 40 and Handelsblatt, German Financial Daily Newspaper, says Robin belongs to the Top 100 of the most innovative people in Germany. More than 150 employees from 30 different nations work together to revolutionize the distribution of insurances.

Balazs Barna is a software engineer who is currently he is leading the European Expansion team at TransferWise. The mission of the team is to make money transfers in Europe instant, and eventually free. The team built integrations for fourteen currencies, making TransferWise accessible for over 500 million people. These integrations are moving billions in the cheapest and most effective way, making sure that european customers always get their money on time. Balazs’s team was one of the first movers onto the SEPA INSTANT scheme, and now over 90 percent of euro payouts are paid out in less than twenty seconds. In 2019 they made it possible to send instant payments to Denmark and Ukraine. Their current focus is to provide bank local bank details in every european country, so that our customers can receive money in the most convenient way possible.

Born in France and educated in both France and California Silicon Valley, Stephane holds a Master in Financial Markets. He has spent the last 20 years in the deployment of strategic financial software solutions, focusing on bringing significant value, ROI and cost savings at c-level of the most prestigious and leading financial institutions in Europe.Today, he leads the Earnix Banking Division for Southern Europe and Africa and is thrilled to support Financial Institutions in defining and implementing their strategic vision to move from their traditional way of offering their products, to a modern and technological environment enabling traditional banks to offer the Right Product to the Right Client, at the Right Price, at the Right Time, using Data Analytics, in order to Predict and Perform like the GAFA's and FinTechs do...

Graduated in economics in Pisa, Paola has a relevant banking experience in Retail, Corporate and Private Banking. She has joined Intesa Sanpaolo Group in 2015 initially in Wealth Management, leading the transformation of Fideuram from financial advisory into global wealth advisory. Before that she was the Commercial Director of Generali Private Banking and the Commercial Director in Central Italy in Banca Montepaschi. Previous experience in leading innovative channels in Citibank, Manager in AT Kearney and Project Management in various Olympic Committees. She is also a member of the advisory board of Neva Finventures.