Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book Digital Bank and its new sequel ValueWeb. In his day job, he is Chair of the European networking forum: the Financial Services Club. He is on the Advisory Boards of many companies including Innovate Finance, Moven and Meniga, and has been voted one of the most influential people in banking and fintech.

Matteo Rizzi has been actively engaged in the FinTech space for over 20 years. He knows how to bridge traditional banking with new or disruptive technologies, because he understands both. He is the founder of swiftcommunity.net and the Innotribe Startup Challenge and the co-founder of Innotribe and www.FinTechStage.com. For three years in a row (2014-2016), Financial News nominated Matteo as one of the “40 most influential FinTech executives in Europe” and Bank Innovation named him one of the “30 Innovators to watch shaping the industry” in 2014.

Nenad Bakić is a Croatian entrepreneur, investor and philanthropist, currently mostly focused on digital transformation in education – founder of IRIM, the leading organisation in introducing STEM education in the region. Mathematician, with careers in science, digital media, finance and human resources. Serial founder, with multiple successful exits. Companies he founded and still owns are the market leaders in their respective markets. As investor in public companies, he is the most prominent deep-value, long-term activist investor in Croatia.

Maurice works at the crossroads of Intesa Sanpaolo foreign banks where business strategy, technology, consumer marketing and service design get together and he deals with defining the entire Banking Digital strategy and coordinating the implementation of multichannel projects across the International Subsidiary network of 10 countries. He collaborates with different Banking Innovation communities within European area.

Head of retail innovation accelerator department in Intesa Sanpaolo bank, Gianni has over 10 years of experience in banking. Within the Innovation Center he is responsible of technology transfer, analysis and delivery of new digital solutions. He supports the Business Units in overall coordination and acceleration of the innovation initiatives raised by the Group. He drives the Service Design Lab in services co-creation and customer centered design activities. Previous experiences within the Bank: organization, strategic initiatives project management, Delivery Unit, Information Technology. Previous experiences: IBM, Fiat, AT&T.

Andrea Freddi has 17 years banking experience in Marketing and Sales. He has dedicated the first years of his career to develop distribution models and direct channels strategies for Retail and Private Banking segments, with a focus on Wealth Management Services for the Italian Market. In 2007 he joined International Subsidiary Banks Division of Intesa Sanpaolo, where he contributed to several projects and initiatives addressed towards Retail and Corporate clients. Since 2014, he is head of Distribution Models and Channels Office within Corporate and SME Department of the International Subsidiary Banks Division of Intesa Sanpaolo. He was born in 1976 and graduated in 2000 at Bocconi University in Milan, where he also successfully completed an Executive MBA program at SDA Bocconi in 2007.

Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.com, as author of the bestselling book Digital Bank and its new sequel ValueWeb. In his day job, he is Chair of the European networking forum: the Financial Services Club. He is on the Advisory Boards of many companies including Innovate Finance, Moven and Meniga, and has been voted one of the most influential people in banking and fintech.

Darko Popović started his career at the National Bank of Serbia as a banking supervisor. He worked there during the restructuring of the Serbian financial system performing on site examination of 17 banks. After the experience on the regulator side, he joined Banca Intesa as a risk manager where he served for 5 years. Together with few colleagues he has established Serbian Risk Managers Committee at the Banking Association being the first president. He is today the member of the Executive Board for ten years serving his 4th mandate. First two he worked as the head of corporate business when the Bank reached the record loan and deposit market share. Last 3 years he is the Head of Retail during which the Bank has managed to rebalance its portfolio structure and become majority retail bank. The bank is today market leader and it has reached the highest ever market share in terms of both loans and deposits.

Dinko Lucić has been a member of the Management Board of Privredna banka Zagreb since 2009. He is the Head of the Retail Division and is responsible for coordinating the companies of the PBZ Group in the areas of retail banking and credit card business. Over the course of his business career, Mr. Lucić has held several functions at Privredna banka Zagreb and the Intesa Sanpaolo Group, and has also served on the Management Board of another Intesa Sanpaolo Group member, the Slovakian VUB Bank, from 2007 to 2009. He was born in 1971 and graduated from the Faculty of Economics and Business in Zagreb. He has completed the General Management Program and obtained the Certified International Retail Banker qualification from the Retail Banking Academy.

Draženko Kopljar has been a member of the Management Board of Privredna banka Zagreb since 2006. Acting as a COO, he is responsible for coordinating the companies of the PBZ Group in the areas of IT an Banking operations. During his business career, Mr. Kopljar was involved in many businesses process transformation and technology based development projects. He as the inventor of mPay, USSD based payment system (patent No. PK20060395), and author of many other inovations. He was born in 1966 and graduated Electronic engineering from VTF, Zagreb and MBA from ZSEM. He has completed the Corporate Governance Program and obtained the Corporate Governance Certification from the University of Zagreb. Currently is focused on Digital Tranformation using Big Data and Machine Learning technology.

Mario Jurišić has been a member of the Management Board of PBZ Card since the beginning of 2008. He is responsible for card business development, issuing and acquiring domains, including new product development, sales and marketing. He began his career in 1998 in Privredna banka Zagreb and from the beginning he played active role in establishing and developing the card business with MasterCard and Visa card payment schemes. In the beginning of 2003 he became Deputy Director in Card Business Development, responsible for acquiring and product development. With the integration of PBZ Group card business into PBZ Card, on 1st January 2006 he became the Executive Director of Product Development, Marketing and Sales Division in PBZ Card. He was born in 1971 and graduated from the Faculty of Economics and Business in Zagreb and is currently finishing Presidential MBA Programme at IEDC Bled School of Management. He completed the Strategic Management Programme organised by Management Centre Europe and many others.

Matteo Rizzi has been actively engaged in the FinTech space for over 20 years. He knows how to bridge traditional banking with new or disruptive technologies, because he understands both. He is the founder of swiftcommunity.net and the Innotribe Startup Challenge and the co-founder of Innotribe and www.FinTechStage.com. For three years in a row (2014-2016), Financial News nominated Matteo as one of the “40 most influential FinTech executives in Europe” and Bank Innovation named him one of the “30 Innovators to watch shaping the industry” in 2014.

Nenad Bakić is a Croatian entrepreneur, investor and philanthropist, currently mostly focused on digital transformation in education – founder of IRIM, the leading organisation in introducing STEM education in the region. Mathematician, with careers in science, digital media, finance and human resources. Serial founder, with multiple successful exits. Companies he founded and still owns are the market leaders in their respective markets. As investor in public companies, he is the most prominent deep-value, long-term activist investor in Croatia.

Stefania has 15 years banking experience: 4 years in innovation and 11 years in IT Department working on open platforms. She is now the Head of The Innovation Observatory Office of Intesa Sanpaolo Innovation Center and manages many different activities starting from trend analysis in fintech and cross industrial sector to research on new technologies, products, services and business models supporting ISP Group’s CIO Area and Business Units to final the Prototyping phase with innovative technologies on a cross-industry level. She collaborates with incubators, accelerators, research centers to analyse startup deal flows to verify business opportunities and new technologies.

Dr. Tamas Akos, has been serving as Deputy Chief Executive Officer of the Retail Division and Member of the Board of CIB Bank Zrt, the Hungarian member of Intesa Sanpaolo Group from 2014. Prior to this, from 2012 until, 2014 he was the Retail Board Member of GE Capital, Budapest Bank Zrt. Dr Akos was responsible for 101 branches, third party channel, product development, sales support, CRM, Marketing, eBanking, and Autofinance. Previously, between 2006 and 2012, Dr. Tamas Akos was the Retail Executive Director of MKB Bank Zrt. Dr. Tamas Akos was responsible for retail business (personal and small business segments). Areas of control: Retail Network (87 branches), Retail Product development (full range – active, passive, card products), Retail Sales Support, eBanking, CRM, Call Center (24-7, both retail and corporate). Dr. Tamas Akos started his career with McKinsey & Company Inc, from 2001 until 2005 where he worked as an Engagement Manager in Budapest, New York and Sydney. He holds an M.Sc. from Budapest University of Economic Sciences and PhD from Pázmány Péter University as a lawyer.

During his 16-year professional career, Andrej gained extensive experience in the card business, working both for the bank and its card processing centre, serving also several other banks in the Slovenian market. Initially, he contributed significantly to the launch of some game changing products related to card payments. Most recently he is dedicated to the implementation of the bank’s digital agenda through its distribution channels, currently focusing on smart payments.

Davor is Agile Coach and Enterprise Architect with 20 years of experience in the software development industry. He went through every stage of the process, from software development to software and system architecture and even project management. Always close to end customers, he often took actions in business development, sales and presales.

Evgueny has been with BIR from 2006 as the head of e-channels covering Retail, SME, Corporate, e-fraud management, e-commerce, etc. He is a PhD holder in Technical sciences and has a MBA with distinction from Warwick Business School (England).

The main task of Multichannel Office is to provide customers with functional and contemporary banking services through the internet and mobile channels. Being in charge, Helena is also responsible for the implementation of Intesa Sanpaolo Group's multichannel project in Privredna banka Zagreb. The opportunity to combine her respective experience in traditional retail banking with the recent achievements in digital technology, makes her current position one of the most interesting business challenges.

Inga is lead software engineer on reporting systems and administration applications for Intesa Sanpaolo multichannel internet banking project. Her main interest is in the area of business inteligence and machine learning.

Ivan is a software developer with more than four years of enterprise software experience under his belt. He enjoys playing with mobile and web development, and learning about functional and reactive programming.

Ivan Krnić is Agile Coach and Software Development Technical Manager at CROZ. His specialities are banking and insurance systems, as well as portal and ECM solutions. Hopeless sucker for startup ideas. In love with agile approach, he is helping teams unleash their full potential. His secret superpowers include fixing remote controls and assembling IKEA wardrobes.

Graduated from the University of Zagreb, Faculty of Electrical Engineering and Computing, he works as a senior software developer in PBZ since 2011. He started working as Java developer, supporting and developing internet banking. Currently, he's developing in Java, the new generation of internet banking for the banks of Intesa Sanpaolo Group.

Matej is a software developer with nine years of experience in working on several large scale retail applications in PBZ. He enjoys reading about new languages, frameworks and technologies and spends way too much time on Hacker News.

Peter is a dreamer who wants to change the world around himself. He is responsible for the digital transformation of one of the major Hungarian banks, CIB Bank, a member of the Intesa Sanpaolo group. CIB Bank was the first to launch the new mobile app concept of Intesa Sanpaolo Group, winning the Best Mobile Banking App prize in MasterCard's Bank of the Year Awards. Peter is enthusiastic about helping the new generation implementing their ideas.

Before joining Intesa Sanpaolo Bank Bosnia and Herzegovina in 2015, Rialda gained valuable experience in two major banks in Bosnia and Herzegovina. Her first task at Intesa Sanpaolo Bank Bosnia and Herzegovina was related to the Affluent and Private client segments, and she also coordinated the implementation of the new organizational model for the card business of the subsidiary network of Intesa Sanpaolo Group.

Being responsible for the strategy definition, business development management and maintenance of the multichannel solutions used in Intesa Sanpaolo Bank Albania, she has managed a number of projects within the bank including the launch of mobile banking. She has been involved as a jury member and mentor in a number of events within Albania promoting young entrepreneurs such as Competition of Young Entrepreneurs, Regional Innovation Camp organized by Junior Achievement and Startup Live Tirana. Xhilda holds a Master Degree in Public Administration but strongly believes that the best results come from experience, will and the right attitude.

Zorana has over 14 years of experience in digital banking and is one of the pioneers of e-banking in Serbia. She spent the first 12 years of his banking experience in IT, successfully leading numerous projects in the digital banking area. She introduced the first mobile banking app in Serbia in 2010 and the first digital wallet in 2016. With a strong IT background and wide business knowledge, she is also a member of e-government association, working actively with other professionals from banking and corporate world on the digitalization of Serbia.

Zvoimir has 20+ years of experience in software development. Currently he is a team leader in the DigiCal project of PBZ. Zvone is an agile guy. Until now, he trained 200+ people to adopt agile and lean development. As a Novathon mentor, he will try to keep you on track and help you out to deliver your ideas.